Find out what auto insurance after a DUI will cost you.

If you’ve been charged with a DUI in the state of Florida, you will need to secure specialty car coverage to address your higher risk.  This coverage, known as Florida FR44 insurance, offers higher liability coverage limits to better protect the public from the driving risk that you pose. As more coverage means higher rates, many drivers are curious to know how much FR44 insurance will cost them.  Here’s what you need to know about the average cost of this car coverage.

Filing Cost

Following a DUI, you will have to deal with the cost of filing an FR44 form to the state.  While many drivers consider this cost part of their insurance, this is actually a separate transaction unrelated to their insurance premiums.  Depending on the state in which you file, this one-time fee will range from $15-$25.

Insurance Cost

While your FR44 filing fee is nothing major, the same cannot be said for your increased auto insurance rates.  After a DUI, you will be classified as a high-risk driver.  The higher risk you are, the more expensive your auto insurance will be.  Oftentimes, your current auto insurer will drop you after you have been convicted of a DUI.  When you go to secure a new policy, you should expect to pay at least two-three times what you were paying for coverage before your DUI conviction.

This is what you need to know about the cost of Florida FR44 insurance.  Do you have additional questions regarding your auto coverage following a DUI conviction?  If so, then contact the experts at Staybull Insurance.  We are ready to assist you with your FR44 filing today.